When it comes to office restocking, every dollar counts—especially for small businesses and remote professionals managing their own budgets. One of the smartest ways to maximize your spending is by combining loyalty programs and cashback apps. Here’s how to stretch your office supply budget further using tools you likely already have at your fingertips.

Start with Retail Loyalty Programs
Many major office retailers offer free-to-join loyalty programs. Staples Rewards, Office Depot Rewards, and Target Circle provide points or coupons with every qualifying purchase. These perks can often be stacked with manufacturer coupons or seasonal promotions, leading to bigger discounts.

Compare Cashback App Options
Cashback apps let you earn a percentage back on qualifying purchases—whether you’re shopping online or in-store. Some of the most popular include Rakuten, Ibotta, and TopCashback. These platforms partner with office supply retailers, giving you real cash back after checkout. Many also offer browser extensions to notify you of eligible offers as you shop.

How Fluz Stands Out
While traditional cashback apps reward you after the purchase, Fluz lets you earn instantly by paying with digital gift cards. Before you check out at stores like Office Depot, Staples, or Target, you can buy a gift card for the exact amount of your total, earn cashback, and use it right away. For example, if you’re spending $150 on printer ink and notebooks, buy a gift card for that exact amount through Fluz, and apply it instantly to your order. No waiting. No wasted rewards.

Stacking Strategies That Work
Here’s where the real savings happen:

• Use Fluz to purchase a gift card
  
• Shop through a cashback app or activate a browser extension
  
• Apply any retailer-specific coupons or rewards
  
• Check out using the Fluz gift card you just bought
  

By combining these steps, you could save anywhere from 5% to 20% on a single order, depending on the offers available.

Don’t Forget Membership Subscriptions
Some platforms and stores offer paid memberships that deliver long-term value, such as Walmart+, Instacart+, or Amazon Prime. These are worth exploring if you regularly order office supplies.

Track Your Wins
Keep a simple spreadsheet to track how much you’re saving. It adds up quickly—and motivates you to stick with smarter spending habits.